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Extended Warranties/Service Contracts
An
Extended Warranty or Service
Contract is an agreement between the owner and the Warranty Company,
obligating the Warranty Company to pay for repairs covered by the contract for a
specific period of time. Your
Vehicle is a major investment. With
an Extended Warranty you are protecting yourself from the unexpected cost of
mechanical breakdowns. One major
repair often ends up costing as much, or even more than the entire cost of the
warranty. An Extended Warranty will ensure that your Vehicle is always
in the best mechanical condition.
Warranty
Direct
offers the best extended warranty in the business with prices up to 60% less
than other similar programs.
Warranty
Direct is backed by over 25 years of experience.
CLICK HERE for a FREE online quote.
Why
purchase an Extended Warranty/Service Contract?
-
Peace
of mind
-
Allows
repairs to be made when you need them
-
Most
include a Free Rental Car if your car is in the shop for covered repairs
-
Protects
you against the rising costs of repairs
-
Added
resale value- most contracts are transferable upon sale
What to look for when purchasing an Extended
Warranty
-
True
Bumper-to-Bumper Coverage
–
if the plan lists the items that are covered, it is Not
a bumper-to-bumper plan. By
definition, a bumper to bumper plan is exclusionary, that is, it will only
list the few components that are not covered.
Typically these include cosmetic and maintenance items.
-
Wear
and Tear Protection
–
This means that you are covered for parts that break as well as those
that wear out. All covered
parts in a policy should include a “wear and tear” provision.
A lot of plans have wear and tear exclusions, such as struts, piston
rings, valves or other expensive components that wear out and will not be
covered. Beware of
“Mechanical Breakdown” plans, they often have wear-and-tear exclusions,
thus offering you less coverage.
-
Overheating
–
Look for a plan that does
not exclude damage due to
overheating.
-
Roadside
Assistance
–
You want a plan that offers a Free nationwide Roadside Assistance plan.
You want to be covered per occurrence.
Not an out of pocket reimbursement plan, that is tied to only covered
repairs. A good policy
includes:
Emergency Road Service* Towing * Mechanical First Aid *
Emergency Tire Service * Battery Assistance * Gasoline Delivery * Fluid Delivery
* Emergency Lock-out Service * Nationwide Coverage * Toll Free 800 Number * 24
Hours a Day/365 Days a Year
-
Car
Rental – Should
your vehicle have to remain overnight for a covered repair.
-
Trip
Interruption –
Should
your vehicle become disabled more than 100 miles away from home and the
repair is covered under your contract, reimbursement for lodging and meals.
-
Nationwide
Protection –
Repairs
can be made at any repair facility in the US or Canada.
-
Choice
of Deductibles
– Most
automobile plans offer $0, $50 and $100 deductible options.
-
Renewals
– A plan
that may be renewed for continuous one-year terms for as long as you own
your vehicle.
-
Transferable
– The
ability to
transfer your coverage when you sell your vehicle, for a modest fee, which
will increase your vehicle's resale value.
Warranty Direct
is the nation's leading
direct marketer of extended warranties covering automobiles, light trucks, boats
and more. When you buy from them, you are buying from the source and eliminating
the middlemen and additional markups. You pay below retail prices and save up to
60% over what others charge.
Warranty Direct, is
the consumer division of Interstate National Dealer Services, one of the
nation's oldest and largest vehicle service contract firms. This 25 year old
company has the experience of well over 1.5 million contracts sold. Its products
are sold through car dealers, credit unions, banks and direct-to-consumers. When
looking at extended warranty companies, financial stability should be of utmost
importance; after all, you will need them to be there down the road to pay your
claims. Interstate has been named to the Forbes Magazine list of the
“Top 200 Small Companies in America” THREE times. We feel it's important
that you know who you are buying from. They are not an anonymous web site but a
nationwide warranty firm with an outstanding track record.
For
a free online extended warranty quote, click
here.
Auto Warranty Basics
Final Tip! Although this should go without saying, please
remember to fill out the warranty
quote request form properly and completely. Make sure your phone number is
valid and especially be sure your email address is correct. For example if you
have an AOL email address and your user name is joe_user, then your email
address would be joe_user@aol.com, and not just "joe_user".
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