Credit Reports

Applying for a Loan? -- Start by Ordering Your Credit Report

Why do I need one?

If you are considering applying for a loan, ordering a copy of your credit report may well be the best place to start. Why? Because it's also the first thing a potential creditor will be looking at, and even if you pay your bills on time, you will want to ensure that all the information in your credit file is up-to-date and accurate.

Discover the activity of an identity thief.

Identity theft is the nation's fastest-growing crime, affecting an estimated 500,000 to 700,000 people per year.

The Social Security Administration reports that the number of stolen identities has quadrupled in the last three years. It happens when a thief assumes your identity and opens new accounts, changes your billing address, and accumulates bad debt in your name. Checking your personal credit report regularly is one of the best ways to guard against identity theft.

By checking your credit report, you'll find out if new accounts have been activated in your name and whether or not derogatory information has been added to your report.

We highly recommend ConsumerDirect for the best online credit reports because they're concise and very easy to read.

Other Credit Report Sources

• ConsumerDirect - ConsumerDirect® is a revolutionary system of Score, Fix & Lock™ where you control your identity™. Our patent-pending ConsumerDirect Score, Fix & Lock technology is affordable and fast. Membership includes all your credit scores (Credit, Auto, Insurance, Employment & Future Credit Score), fixing credit report problems, and locking your credit reports all using our simple point & click Action buttons.

• CreditCheck Total - CreditCheck^® Total is part of a family of online consumer credit reporting sites belonging to ConsumerInfo.com, Inc., an Experian® company. ConsumerInfo was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer credit reports, credit scores, credit monitoring, and other credit-related information. ConsumerInfo provides credit monitoring to its more than 3.1 million members and has delivered more than 14 million credit reports on the web. As part of the Experian family, it continues to grow its membership base and develop innovative products to help consumers better understand their credit.

• FreeCreditReport.com - You've seen the commercials, now get America's number one Free Online Credit Report.

• EQUIFAX - Get Your Equifax Credit Report Now!